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Agents for the Public Record

An Agent on Your Side of the Counter.

The public record already says what you’re owed, which medicines are registered and where you can compete. Kindred agents read the statute, the policy, the regulator’s register and the procurement notice, quote the exact line that applies to you, and draft the paperwork for you to approve.

Meet the agents See how we cite
  • Every answer quotes its source
  • You approve every filing
  • Sources linked and dated
26 U.S.C. § 501(r)(4)Internal Revenue Code · Title 26

(4) Financial assistance policy and emergency medical care policy

An organization meets the requirements of this paragraph if the organization establishes the following policies:

(A) Financial assistance policy. A written financial assistance policy which includes—

(i) eligibility criteria for financial assistance, and whether such assistance includes free or discounted care,1

(ii) the basis for calculating amounts charged to patients,

(iii) the method for applying for financial assistance, …

What Our Agents Read

  • 26 U.S.C. § 501(r)
  • 26 CFR 1.501(r)
  • HHS poverty guidelines
  • Hospital assistance policies
  • NAFDAC Greenbook register
  • NAFDAC public alerts
  • SAM.gov notices
  • DSCA announcements

The Agents

Four Agents, One Standard of Proof.

Each agent works one corner of the public record. All five follow the same rules: read the primary source, quote it exactly, and let a person decide.

Waive For patients and families Early access

Hospital Bills You May Not Have to Pay.

Every nonprofit hospital in the US must publish a financial assistance policy, and many forgive bills entirely below an income limit. Waive reads your bill from a photo, checks that hospital’s own policy and tells you in plain words what you likely owe. Then it fills in the application with you.

  1. 01Photograph the billWaive reads the hospital, the amount and the date. No typing.
  2. 02Answer two questionsWho lives with you, and your income from a benefit letter.
  3. 03Get a cited answerThe hospital’s own rule, quoted, with a link to its policy.
  4. 04Send the packetA filled application, a cover letter and a reminder for each deadline.

2,703

nonprofit hospitals in the atlas

300+

policies passed the quote check

$0

Waive never asks for money

Try Waive Read the code

Sign in with Google at waive.kindred-ai.dev; your cases stay with your account.

NVIDIA Nemotron models on Nebius Token Factory, zero data retention · Code Apache-2.0 · Atlas data CC BY 4.0

Sample case · St. Example Medical Center is fictional

Dawa For people buying medicine in Nigeria Works with no internet

The NAFDAC Register in Your Pocket, No Signal Needed.

About one medicine in ten in low- and middle-income countries is substandard or falsified, and most rural Nigerians buy from a shop with no pharmacist. Dawa keeps NAFDAC’s full register and its public alerts on the phone. Photograph the box and it reads the NAFDAC number, checks it against both, and speaks the verdict in Hausa, English or Pidgin.

  1. 01Photograph the boxDawa reads the NAFDAC number, batch and expiry date on the phone. The photo never leaves it.
  2. 02Checked against the registerEvery registered product and every NAFDAC alert is stored on the phone, so the check needs no signal.
  3. 03Hear the verdictGreen, amber or red, read aloud in Hausa, English or Pidgin, with NAFDAC’s own description of the pack to compare.
  4. 04Report when a signal returnsReports wait on the phone and upload later. One number reported from several phones is flagged on all of them.

8,922

registered products on the phone

84

NAFDAC alerts, checked offline

19 MB

the whole app, ready for airplane mode

Try Dawa Scan a demo carton

Sign in with Google at dawa.kindred-ai.dev, add it to the home screen, and it works in airplane mode. Your checks stay on your phone, under your account.

Dawa checks NAFDAC’s records and what is printed on the box. It cannot test what is inside. If in doubt, ask a health worker.

Built for the World Bank Small AI for Development hackathon, Health track, where it was published as DawaCheck · NAFDAC Greenbook and public alerts · Voices by ElevenLabs

Real register entry · NAFDAC Greenbook, fetched 3 Oct 2026

Lull For family caregivers Free with a Google account

The Break You’re Owed.

Sixty‑three million Americans care for a family member. Medicare, the Older Americans Act and the VA all pay for respite, and only one caregiver in eight uses it. Lull asks seven questions, quotes the rule that covers you, lists the programs near you and drafts the request. You send it.

  1. 01Answer seven questionsWho you care for, their Medicare, where you live. Nothing leaves the phone.
  2. 02Get a cited answerWhich programs cover you, with the rule quoted and the source dated.
  3. 03Find the program near youEvery GUIDE dementia program from CMS’s list, and your Area Agency on Aging.
  4. 04Send the requestA letter with the dates, the setting and the quote. Then three nights near home.

474

GUIDE program sites, from CMS’s list

13%

of caregivers use respite; 39% say it would help

$0

Lull never asks for money

Try Lull Read the rules it quotes

Sign in with Google at lull.kindred-ai.dev and answer seven questions. Your answers never leave the phone and are kept under your account.

Lull is not a program and not advice. Each program decides. If Kindred earns a referral fee on a trip you book, your check and letter never change because of it.

Sources: CMS GUIDE Model FAQ and participant list · ACL National Family Caregiver Support Program · 42 U.S.C. § 3030s‑1 · 38 CFR § 71.40 · AARP and NAC, Caregiving in the US 2025

Sample case · the caregiver is fictional · the rule and the programs are real

Tender For patients, advocates and providers County detail for Washington first

The Public Record on Hospital Billing, County by County.

Tender reads statutes, CMS and HRSA data files and hospital policies, pins what it finds to the state, county and hospital it concerns, and quotes the exact line that applies to you. Then it prepares the filing for you to approve. Tender never files anything itself.

  1. 01Pick a placeA state, a county or a hospital. Tender pins what it finds to that place.
  2. 02Read the recordThe statute, the CMS and HRSA data files and the hospital’s own policy, each value with its quote.
  3. 03See what appliesThe exact line that applies to you, and the comment periods and notices open for that place.
  4. 04Approve the filingA complaint, public comment, capability statement or eligibility memo. You edit it and send it yourself.

376

hospitals on the record, each pinned to its county

14

statute lines matched word for word

3

open matters, from complaints to funding notices

Try Tender

The record is public; sign in with Google to prepare a filing. County and hospital detail is published for Washington first; other states show the state record.

Counts from Tender’s public record as of 22 Oct 2026. Tender has sent 0 filings: you approve each one and send it yourself.

Sources: statutes and regulations · CMS and HRSA data files · hospital policies · Federal Register · Grants.gov · SAM.gov

Sample record · the place is real, the matters are shown by kind

The Kindred Standard

Every Answer Shows Its Work.

If an agent can’t point to the line it relied on, it can’t use it. These four rules apply to every Kindred agent.

  1. § 1

    Primary Sources Only

    Agents read the statute, the regulation, the hospital’s own policy and the original notice. Summaries and secondhand posts don’t count.

  2. § 2

    Every Value Carries Its Quote

    Each fact an agent reports is tied to an exact quote and matched word for word against the source. When the quote doesn’t match, the fact is dropped.

  3. § 3

    People Decide

    Agents draft and you approve. Nothing is filed, mailed or sent until a person says yes.

  4. § 4

    Collect as Little as Possible

    Waive and Dawa read the photo of your bill or your medicine box without keeping it. Your Google account only tells each product which data is yours; nothing else is collected. Personal details are encrypted, and one tap deletes a case.

Verification log

St. Example Medical Center · policy sheet

4 verified · 1 dropped

Free care up to250% FPLMatched
“Patients with household income at or below 250% of the Federal Poverty Guidelines receive free care.”

Financial Assistance Policy, p. 3 · matched word for word

Discounted care up to400% FPLMatched
“Patients with household income from 251% to 400% of the Federal Poverty Guidelines receive a discount on the amount owed.”

Financial Assistance Policy, p. 3 · matched word for word

Apply within240 daysMatched
“You may apply at any time up to 240 days after the first billing statement.”

Financial Assistance Policy, p. 5 · matched word for word

Collections paused for120 daysMatched
“We will not begin extraordinary collection actions for at least 120 days after the first billing statement.”

Billing and Collections Policy, p. 2 · matched word for word

Asset testRequiredDropped

The draft said an asset test applies. No sentence in either policy says so, so the value was removed before the sheet was published.

Sample sheet · St. Example Medical Center is fictionalSelect a row to see its quote

Why Kindred

kin·dred

/ˈkɪn.drəd/ · adjective

Of the same kind. On the same side.

The Government Has Experts on Its Side of the Counter. We Build the Ones That Sit on Yours.

Much of the public record goes unused because it is hard to read. A patient can’t work through a long assistance policy at the kitchen table, a caregiver in Kano can’t look up a NAFDAC number with no signal, and a Korean defense supplier can’t watch every notice on SAM.gov. Our agents do the reading, show their sources and leave each decision to the person they work for.

Bring Us a Problem the Public Record Can Settle.

We work with patients, families and advocates through Waive, with caregivers, medicine vendors and health workers in Nigeria through Dawa, with family caregivers through Lull, and with billing offices, vendors and rural providers through Tender. If you run a hospital financial assistance office, a medicines regulator or a public program, write to us.

Email

Waive Dawa Lull Tender